Conversation Questions Related to Money and Finances

Conversation Questions Related to Money and Finances

Conversation Questions Related to Money and Finances

General Questions About Money

1. Do you think money can make you happy? Why or why not?

2. How important is money in your life?

3. Do you prefer to save money or spend it?

4. What do you usually spend your money on?

5. Are you good at managing your money?

6. What do you consider a waste of money?

7. Do you carry cash, or do you mostly use cards or digital payments?

8. Have you ever saved up for something special? What was it?

9. What would you do if you suddenly received a large amount of money?

10. At what age should children start learning about money?

Conversation Questions Related to Money and Finances

Spending Habits

11. Do you enjoy shopping? Why or why not?

12. Do you often buy things on impulse?

13. What’s something expensive you’ve bought recently? Was it worth it?

14. Do you compare prices before buying something?

15. Have you ever regretted spending money on something?

16. How do you decide whether something is “too expensive”?

17. Do you prefer quality or quantity when shopping?

18. How do your spending habits change when you’re on holiday?

Conversation Questions Related to Money and Finances

Saving and Budgeting

19. Do you keep a monthly budget?

20. What are some good ways to save money?

21. Do you have a savings goal right now?

22. Have you ever saved money for a long-term goal, like a house or car?

23. What advice would you give to someone who wants to save more?

24. Do you think it’s difficult to save money these days? Why?

25. Would you rather save for the future or enjoy your money now?

Banking and Finance

26. Do you trust banks with your money? Why or why not?

27. What are the benefits and risks of using credit cards?

28. Have you ever borrowed money from a bank or a friend?

29. Do you know how interest rates work?

30. Have you ever taken out a loan? What was it for?

Conversation Questions Related to Money and Finances

Jobs, Income, and Earning

31. Do you think your job is fairly paid? Why or why not?

32. Would you work just for money, or is job satisfaction more important to you?

33. What would be your dream job in terms of salary and lifestyle?

34. Do you think people who earn more money should pay more taxes?

35. Should schools teach students how to manage money?

Conversation Questions Related to Money and Finances

Advanced / Thought-Provoking

36. Is it better to be rich and unhappy or poor and happy?

37. Do you think it’s possible to live without money in today’s society?

38. How does money affect relationships between people?

39. Are people today more materialistic than in the past?

40. How would society change if everyone earned the same amount of money?

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